The Credit Union hosted a VITA site again this last year and we would like to thank our staff (Brook-Lynn Cox, Todd de Montmorency and Amy Foote) who became IRS-certified volunteers.

VITA is the Volunteer Income Tax Assistance program that offers free tax preparation and e-filing for people who generally make $55,000 or less, persons with disabilities and limited English speaking taxpayers in our community. They processed 98 tax returns this year! A very special thank-you to Todd for processing 71 of those returns! Ravalli County FCU, we get it

On April 9, 2019 we hosted a Reality Fair at Florence Carlton School and it was a huge success!

A Financial Reality Fair is an interactive experience designed for high school students to provide hands-on, real-life situations with the many financial challenges young people face as they venture out on their own. This unique live simulation provided students with a career choice and starting salary. Each student completed a budget sheet and made choices to stay within their means while paying for basic necessities such as housing, utilities, food and transportation.

This eye-opening experience gave the students a view into what costs they can anticipate and how to plan for the future.

Thank you to all of our volunteers:

• By Owner Real Estate
• Payne West Insurance
• The Bitterroot College
• Reach Higher Montana
• Montana’s Credit Union Network

Dear Valued Members,

I am pleased to announce that Ravalli County FCU is expanding and will be building a new branch location in Florence. The new branch will be located at 5525 US Hwy 93 N. between Town Pump and Gary and Leo’s. The projected grand opening is scheduled for September of 2019. Ravalli County FCU has been continuously growing over the last 62 years and we are ready to fulfill our commitment of providing excellent member service at this full service branch, including all of the products and services that we  currently offer, to every resident of Ravalli County. The new branch will have extended hours and will be open on Saturdays. Follow our progress on Facebook and our website for updates. Ravalli County FCU, we get it.

Darci Parsons
President/CEO

Congratulations Maria!! She was our lucky WINcentive winner for January’s drawing.

If you want to know how YOU can win money, stop by the Credit Union and ask about our WINcentive Savings Account today. You may just be our next big winner!

Ravalli County FCU, we get it.

We are pleased to announce that we are now accepting applications for our 2019 High School Member Scholarship program. The Credit Union will be issuing one scholarship for $3,000.00 and is available to any graduating high school senior who is a member of Ravalli County FCU.

All applications must be completed and turned in to the Credit Union no later than May 1st, 2019.

Criteria for Selection:

Applicants must meet all criteria to be considered for the scholarship.

• Must have been a Ravalli County FCU member for at least one year.
• Minimum high school GPA of 3.50
• Rank in the to 25% of graduating class
• Minimum ACT score of 22 or SAT score of 1540

Documentation Needed:

• High school transcripts (showing rank in class)
• Completed Application (Cover letter & Essay)
• Two letters of reference including one from a counselor or faculty member

WINcentive™ Savings is a new prize-linked savings account at Ravalli County FCU!

WINcentive Savings offers prize drawing entries in return for each time you increase your savings balance by $25 (up to 4 entries per month)*. Prize drawings occur monthly, quarterly and annually – so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!

Is saving money a challenge? If you are struggling to save, consider the WINcentive Savings account. You can improve your money habits in a whole new way that actually makes saving FUN. You’ll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! And unlike playing the lottery, you don’t lose anything with WINcentive Savings. All of the money you deposit into the account is yours!

Don’t miss your chance. Our first drawing is October 15. Open your WINcentive Savings account today!

*See credit union for complete terms, conditions, and official rules. Federally insured by NCUA.

Financial Counseling is available, call 406-363-4631 to get more information.