Debit/ATM OPT IN Form

What You Need to Know about Overdrafts and Overdraft Fees

Starting August 15, we do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
·         ATM transactions
·         Everyday debit card transactions
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
What fees will I be charged if Ravalli County FCU pays my overdraft?
Under our standard overdraft practices:
·         We will charge you a fee of up to $25.00 each time we pay an overdraft.
What if I want Ravalli County FCU to authorize and pay overdrafts on my ATM and everyday debit card transactions after August 15, 2010?
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions,    complete the form below and bring it in to us or mail it toRavalli County FCU, PO Box 598, Hamilton, MT 59840.
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______I OPT IN and I want Ravalli County FCU to authorize and pay overdrafts on my ATM and everyday debit card transactions.
Printed Name: __________________________________ Signature: ____________________________
Member Number: _____________________
Email Address: _______________________________________
Date: ___________________