Need to make a deposit? Of the 30,000 CO-OP ATMs located around the nation, 9,000 accept cash and check deposits.*
*Check deposits are subject to funds availability rules. Contact the Credit Union for additional information.
Come in and see our exciting variety of GIFT Cards, TRAVEL Cards, and RELOADABLE Debit Cards.
Our Gift cards can be loaded in an amount of $10.00 to $500.00 per card, for a fee of $3.00 each. This is great idea for gift giving!
The Travel cards replace Travelers Cheques. These cards are re-loadable with a one-time $5.00 activation fee. The fee for re-load is $1.00 for each $100.00. A minimum load is $100.00 and the maximum is $5,000.00.
Our general purpose Reloadable Debit cards are embossed with your name and carry a $5.00 one-time activation charge. The minimum load is $10.00 and up to $5,000.00. There is a $1.00 fee each time you load funds at the Credit Union. You can also load your card from a card-holder access website, http://www.cumoney.com, with additional fees.Copy and paste this address into your browser window. These cards are great for your college students, web-based purchases, or just a convenient way to have your funds available.
** We send four activation transmissions per day and your funds will be available approximately 24 hours after being loaded.
As an added service, for your convenience, we now accept loan payments and account deposits using your VISA, DISCOVER, or MASTERCARD from any financial institution. There is a small fee charged depending on the amount of the transaction.
A Debit Card is just one more advantage of having a checking account with RCFCU.
- It looks like a credit card but works like a check
- Transactions are automatically deducted from your checking account
- No more bulky checkbook to carry
- All your transaction details are on your statement
- Accepted anywhere you see the MasterCard ® logo
- Access to your account at any ATM machine worldwide …… 24 / 7
We now offer reloadable VISA Travel Cards & VISA Gift Cards!
OPT IN – ATM/DEBIT CARD
- ATM transactions
- Every day Debit card transactions
What fees will you be charged if Ravalli County FCU pays your overdrafts?
What if you want Ravalli County FCU to authorize and pay overdrafts on your ATM and every day Debit card transactions after August 15, 2010?
At Ravalli County FCU we’re committed to simplifying your financial life. Therefore, we have installed an ATM at our main branch that is enabled with remote deposit capture capabilities. So you can make a deposit any time of day without the credit union being open. Additionally, now that Co-Op is our debit card processor, deposits may be made at any Co-Op ATM that takes deposits which includes over 9,000 ATM’s nationwide!
For your convenience, we also offer a Night Drop located on the south side of the building, next to our ATM machine. Deposits will be processed Monday through Friday from 8:00 AM.
A Convenient, Reliable Way to Pay
Money Orders give you convenience the freedom of a check, without the need for a checking account.
Convenient For You
- Safe way to pay bills and send funds through the mail
- Widely accepted form of payment
- Receipt of transaction, traceable
You can purchase money orders up to $999.99 at $2.00 per money order.
Ask our professional and courteous tellers for more information.
Direct Deposit trims your To-Do list.
Wouldn’t it be nice to worry about one less thing? Try Direct Deposit. With Direct Deposit you authorize your employer or federal agency, like the Social Security Administration, to deposit your check directly into your Credit Union account. You can count on access to funds without visiting the Credit Union. Instead of a check, you receive a paper record of the transaction from your employer providing earnings and deduction amounts.
All you need is the Credit Union’s routing/transit number, your account number, and whether the funds go into your savings or checking account. No matter where your check is coming from; your employer, a tax refund, social security check, or retirement account, Direct Deposit takes the worry out of:
- Stolen or misplaced checks. Direct Deposit eliminates those risks.
- Delayed deposits. Your funds are deposited regularly and on time.
- Losing potential dividends. With Direct Deposit you earn dividends on funds as soon as possible.
- Waiting in long lines to make a deposit.
Take advantage of the convenience and security of Direct Deposit today.
For your convenience the routing number for RCFCU is 292977420.
Ravalli County FCU has proudly partnered with TruStage to help you protect what matters most. Please click on the link below to apply for life, AD&D, auto, property, and health insurance.