Welcome to Ravalli County FCU’s Voice Response Guide. Your Credit Union information is available 24-hours a day, seven days a week, 365 days a year with our voice response system.
IMPORTANT! Please have your account number and personal identification number (PIN) available. You cannot access your account without them.
First time callers will be asked to enter the last four digits of the primary account holder’s social security number. You will then be prompted select your choice of a four-digit PIN. Choose a PIN that is easy to remember and can easily be typed in on your phone.
Guard your PIN. It provides the security for your account and is not recorded at the Credit Union.
Step One: Call 1-800-555-9258
Step Two: Select an option. You may press “0” to hear instructions for using the system.
- For account inquiries
- To perform money transactions
- For Credit Union rates or loan estimates
- To change your PIN
- To access a different member number
- For other Credit Union services
- (not available)
- To repeat these option
- To end this call
Step Three: At the end of your session be sure to press the 9 key on your telephone. You will hear the Voice Response System say “Goodbye”.
If you should have any problems or questions, be sure to call us at (406) 363-4631.
Need to make a deposit? Of the 30,000 CO-OP ATMs located around the nation, 9,000 accept cash and check deposits.*
*Check deposits are subject to funds availability rules. Contact the Credit Union for additional information.
We off a variety of GIFT Cards, TRAVEL Cards, and RELOADABLE Debit Cards – all designed with your specific needs in mind!
Our gift cards can be loaded in an amount of $10.00 to $500.00 per card. These cards are non-reloadable with a one-time activation fee of $3.00 each and are perfect for gift giving on those special occasions.
The travel cards replace travelers cheques and are a safe and secure way to use your money as you travel abroad or even in the United States. These cards are re-loadable with a one-time $10.00 activation fee.
Our everyday spend debit cards are embossed with your name and carry a $10.00 one-time activation charge. These cards are reloadable and perfect for your everyday spending!
To reload your travel card or everyday spend debit card, simply visit the card-holder access website. Additional fees may apply and funds may not be available immediately. You can also reload your cards by calling the credit union directly at 363-4631. Additional fees may apply and funds will be available immediately.
As an added service, for your convenience, we now accept loan payments and account deposits using your VISA, DISCOVER, or MASTERCARD from any financial institution. There is a small fee charged depending on the amount of the transaction.
A Debit Card is just one more advantage of having a checking account with RCFCU.
- It looks like a credit card but works like a check
- Transactions are automatically deducted from your checking account
- No more bulky checkbook to carry
- All your transaction details are on your statement
- Accepted anywhere you see the MasterCard ® logo
- Access to your account at any ATM machine worldwide …… 24 / 7
We now offer reloadable VISA Travel Cards & VISA Gift Cards!
OPT IN – ATM/DEBIT CARD
- ATM transactions
- Every day Debit card transactions
What fees will you be charged if Ravalli County FCU pays your overdrafts?
What if you want Ravalli County FCU to authorize and pay overdrafts on your ATM and every day Debit card transactions after August 15, 2010?
At Ravalli County FCU we’re committed to simplifying your financial life. Therefore, we have installed an ATM at our main branch that is enabled with remote deposit capture capabilities. So you can make a deposit any time of day without the credit union being open. Additionally, now that Co-Op is our debit card processor, deposits may be made at any Co-Op ATM that takes deposits which includes over 9,000 ATM’s nationwide!
For your convenience, we also offer a Night Drop located on the south side of the building, next to our ATM machine. Deposits will be processed Monday through Friday from 8:00 AM.
A Convenient, Reliable Way to Pay
Money Orders give you convenience the freedom of a check, without the need for a checking account.
Convenient For You
- Safe way to pay bills and send funds through the mail
- Widely accepted form of payment
- Receipt of transaction, traceable
You can purchase money orders up to $999.99 at $2.00 per money order.
Ask our professional and courteous tellers for more information.
Direct Deposit trims your To-Do list.
Wouldn’t it be nice to worry about one less thing? Try Direct Deposit. With Direct Deposit you authorize your employer or federal agency, like the Social Security Administration, to deposit your check directly into your Credit Union account. You can count on access to funds without visiting the Credit Union. Instead of a check, you receive a paper record of the transaction from your employer providing earnings and deduction amounts.
All you need is the Credit Union’s routing/transit number, your account number, and whether the funds go into your savings or checking account. No matter where your check is coming from; your employer, a tax refund, social security check, or retirement account, Direct Deposit takes the worry out of:
- Stolen or misplaced checks. Direct Deposit eliminates those risks.
- Delayed deposits. Your funds are deposited regularly and on time.
- Losing potential dividends. With Direct Deposit you earn dividends on funds as soon as possible.
- Waiting in long lines to make a deposit.
Take advantage of the convenience and security of Direct Deposit today.
For your convenience the routing number for RCFCU is 292977420.
Ravalli County FCU has proudly partnered with TruStage to help you protect what matters most. Please click on the link below to apply for life, AD&D, auto, property, and health insurance.
Please include the following information on all wires to Ravalli County FCU.
- Millennium Corporate Credit Union
8615 W Frazier Lane
Wichita, KS 67212
Routing Number: 301180111
Further Credit To:
- Ravalli County FCU
501 N 1st St
Hamilton, MT 59840
Routing Number: 292977420
Final Credit To:
- Member Name
- Member’s Account Number
A fee of $5.00 will be assessed for each incoming wire transfer. Please check with your financial institution about any other fees associated with your wire transfer.