Debit Card

A Debit Card is just one more advantage of having a checking account with RCFCU.

  • It looks like a credit card but works like a check
  • Transactions are automatically deducted from your checking account
  • No more bulky checkbook to carry
  • All your transaction details are on your statement
  • Accepted anywhere you see the MasterCard ® logo
  • Access to your account at any ATM machine worldwide …… 24 / 7

We now offer reloadable VISA Travel Cards & VISA Gift Cards!


Beginning August 15, 2010, we do not authorize and pay overdrafts for the following types of transactions unless you authorize us to do so: (see form below)
  • ATM transactions
  • Every day Debit card transactions
We pay overdrafts at our discretion and do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will you be charged if Ravalli County FCU pays your overdrafts?

Under our standard overdraft practices, we will charge you a fee of up to $25.00 each time we pay an overdraft.

What if you want Ravalli County FCU to authorize and pay overdrafts on your ATM and every day Debit card transactions after August 15, 2010?

If you want us to authorize and pay overdrafts on ATM and every day Debit card transactions, please PRINT and complete the form below and bring it in to us or mail it to:
Ravalli County FCU, PO Box 598, Hamilton, MT 59840
WE MUST HAVE A SIGNED AUTHORIZATION before this service is effective.
_____ I OPT IN and I want Ravalli County FCU to authorize and pay overdrafts on my ATM and every day Debit card transactions.
______________________________     ______________________________
Printed Name                                               Signature
______________________________     ______________________________
Member Number                                          Date
Email address