Fees

Effective July 1, 2022 
Account Research/Hour (1 hour minimum)$25.00
RCFCU ATM Transactions – Non member$3.00
Image Check Copy – Older than 12 months$3.00
Corporate Check – Less than $1,000$3.00
Counter Checks – 4 Pack$1.00
Dormant Account Fee – Per Quarter$15.00
Early Account Closure Fee – Less Than 90 Days$5.00
Expedited Debit/Credit Card$55.00
Money Order$2.00
Bill Pay – One Time Set-Up Fee$5.00
NSF/Privilege Pay Fee$25.00
Postage – Address Forward Fee$5.00
Return Deposit Fee$5.00
Return ACH Origination Fee$5.00
One Time ACH Origination Fee$10.00
Early ACH Posting – Online$10.00
Early ACH Posting – In Person$15.00
Replacement Debit/Credit Card Fee$10.00
Skip a Payment Fee – Per Loan $30.00
Statement Copy/Month – Older than 12 months (FREE Online)$1.00
Stop Payment – Per Item$25.00
Telephone Credit/Debit Card Payments$5.00
Gift Cards$3.00
Travel Cards$10.00
Reloadable Debit Cards$10.00
Wires (Incoming)$5.00
MCCU to CU Transfer$5.00
Wires (Outgoing) – International /Foreign Currency$35.00
Wires (Outgoing) – International /US Currency$45.00
Wires (Outgoing) – Domestic$25.00
Writ/Levy Processing Fee$35.00
Foreign Cash Letter$6.00
Foreign Currency Fee$22.00
Paper Statements – If under 62 $2.00

Early Withdrawal Penalty for Certificates

Effective July 1, 2022 
Certificate Term 6 Months or Less90-day interest penalty
Certificate Term Over 6 Months180-day interest penalty