YOUR CU

MISSION STATEMENT

“Creating beneficial, life-long financial relationships for our members and community.”

Resource Center

Credit Union Affiliations
 
mcun
Montana Credit Union Network
ncua
National Credit Union Administration
cuna
Credit Union National Association
Automotive
 
NADA
National Automobile Dealers Association
Government
 
Senator Jon Tester

Senator Jon Tester

 

Senator Steve Daines

Senator Steve Daines

Representative Ryan Zinke

Representative Ryan Zinke

Weather
 
 weathercom
Local Weather – Weather.com
wunderground
Local Weather – Wunderground.com
Loan Calculator
 
  calculator
LOAN CALCULATOR
Members Insurance Products
 
MemberInsurance
Insurance Products
Insurance Solutions For Everything That Matters. Find Out More.
Trustage Insurance
Reorder Checks
 
Free tax Filing
 
 montana_free_file
Free Tax Filing: Click Here
 VITAMan
My Free Taxes
Consumer Resource Center
 
Consumer_resource_center
 Consumer Resource Center
mortgage_center
Mortgage Loan 

ONLINE SAFETY TIPS

If you have any suspicious account activity or information security related events, please contact us at the Credit Union at 406-363-4631.

Keep your information private! Do not share your account number, password, social security number or other important information with anyone on the telephone, via text messaging, or in an email UNLESS you know for certain who is on the other line. We will never ask for that information as we already have it on file.

The credit union does not provide the service for our members to check their credit score for free. If a box pops up about this please exit our site. PLEASE DO NOT ACCESS IT.
PROTECT your credit information and monitor your
debit and credit card transactions. Someone may call to verify recent purchases
but they WILL NOT ask you for your account information!

Please Note: Members are getting text messages on their cell phones that their VISA card has been deactivated. DO NOT CALL the number provided. THIS IS A SCAM! Call us direct at 406-363-4631 for clarification. Also – DO NOT call the number if you get a text that says you have won a Target Gift Card! This is phising scam.

BEWARE OF PHISHING SCAMS!     If anyone calls or texts and wants you to respond to any phone number but ours …PLEASE DO NOT RESPOND. They are looking for your information. Please just ignore the message whether it comes in by phone call or text message. This is a debit card scam stating your card has been de-activated. We never send you a message by text and only call you during our business hours.

FINANCIAL CALCULATORS

Information provided by this interactive calculator is made available to you as self-help tool for planning financial decisions. We do not guarantee their absolute accuracy or their applicability to your specific circumstance. We encourage you to seek personalized advice from the qualified professionals at the Credit Union for all of your personal finance issues.

Auto Loan Calculator

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Results

Amortization Calculator

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Results

Payment table will appear here.

Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.

Loan Calculator

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Results

Instructions

  • Type in the purchase price, number of payments (months), and annual percentage rate into the corresponding form fields.
  • Click on the button marked Calculate.
  • Your results will appear in the Results box.

Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.

Investment Yield Calculator

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For Sale

Please see our home page or our Facebook page for the most recent, up to date inventory.

 

 

FOR SALE: 2007 Jeep Commander V6 4WD. Has 156,500 miles. Vehicle is available for test drive with current drivers license and proof of current insurance. Vehicle will be sold as is to highest bidder via silent bidding. Minimum bid has been set at $5,000. Please call Brook-Lynn at 406-363-4631 for more information.

 

 

FAQ

QWhat is your field of membership?

A. Our field of membership is any person who lives, works, recreates or worships in Ravalli County.

QHow do I become a member of the Credit Union?

A. We require members open a share savings account with a $5.00 minimum balance as your share in the Credit Union. To open, valid government picture ID as well as a social security number to open a share savings account.  Please also provide a piece of mail showing a local address when opening an account.

Q.  Do you offer Business Accounts?

A. Yes. Our Business Accounts do not differ from our personal accounts. We require valid ID, Employer Identification Number, Business Articles (i.e. Articles of Incorporation, partnership agreement, etc.) and proof your business name is registered with the Secretary of State of Montana.

Q. Is my member number my account number?
A. Yes. The member number is the account number for the share savings account.
QIs there a minimum balance on your checking accounts?
A. There is no minimum balance on the share draft checking accounts. There is a service charge of $2.00, automatically drawn on the last business day of the month. You can opt out of receiving this fee by going paperless and viewing your statements online.
Q. How do I close my account?
A. You can stop in to the Credit Union to close out your account. If you are unable to come in, you can send us a written request with your signature to close your account.
QHow do I get a copy of my credit report?
A. You can access your free credit report annually at www.annualcreditreport.com.
Q. What are my Wiring Instructions?
A. Wire to: Millennium Corporate Credit Union. ABA #301180111, Wichita KS.
     Credit: RCFCU (Ravalli County Federal Credit Union) ABA #292977420, Hamilton MT
     Reference: Members Name, Account Number