A. Our field of membership is any person who lives, works, recreates or worships in Ravalli County.
Q. How do I become a member of the Credit Union?
A. We require members open a share savings account with a $5.00 minimum balance as your share in the Credit Union. To open, valid government picture ID as well as a social security number to open a share savings account. Please also provide a piece of mail showing a local address when opening an account.
Q. Do you offer Business Accounts?
A. Yes. Our Business Accounts do not differ from our personal accounts. We require valid ID, Employer Identification Number, Business Articles (i.e. Articles of Incorporation, partnership agreement, etc.) and proof your business name is registered with the Secretary of State of Montana.
Q.Is my member number my account number?
A. Yes. The member number is the account number for the share savings account.
Q. Is there a minimum balance on your checking accounts?
A. There is no minimum balance on the share draft checking accounts. There is a service charge of $2.00, automatically drawn on the last business day of the month. You can opt out of receiving this fee by going paperless and viewing your statements online.
Q. How do I close my account?
A. You can stop in to the Credit Union to close out your account. If you are unable to come in, you can send us a written request with your signature to close your account.
Remote Deposit Capture (RDC) is now available to qualifying members of RCFCU!
If you already have our mobile app and would like to start using RDC, no additional download is required. Simply sign in as usual and click on “Move Money” to register. All registration requests will be approved/rejected within 1-2 business days.
